Low Cost Auto Insurance In 5 Easy Steps

For the most part Auto Insurance companies rate your Premium by your Age! Sex! Location! I Doubt you are going to change your location to get a cheaper rate, Or your Sex! Hopefully not for cheap car insurance!!! And age is a Given Your STUCK. So I will move on.

#1 DO NOT Automatically renew Policies EVER! (unless you just got into accident and you might lose coverage!) Now Why shouldn’t you renew? Answer: Because if you SHOP around every 6 months You can almost always get a cheaper rate!

#2 If at all possible, Pay the Premium Up front. In Full You get a slightly cheaper rate cause of the split payments most people use cost the company more money cause of extra transaction fees etc. Plus the insurance companies want your MONEY NOW!

#3 Take Defensive Driving Safety Course or sometimes called Advanced driving skills course. In NY this is a bonus cause,

“Completing the Defensive Driving course for New York drivers ensure you will receive a mandatory 10% reduction of your motorist's liability, no-fault and collision insurance premiums for three (3) years. And if you.re taking the course due to a traffic violation, you'll also get up to 4-points reduced from your driving record.” (www.newyork-defensivedriving.com) so 10% off can mean a lot for car insurance for young drivers. I know it was a lot when I got insurance for the first time!

#4 Drive Your Car Less is an Option, if you’re paying for 20,000 miles a year and only driving 10,000 then tell your insurer about it! It matters because your less of a risk to the underwriter and that means lower premium. Carpool or make your friends drive more; buy them a coffee once in a while they won’t complain.

#5 Protect your Car with extras! GPS tracking a cheaper than ever! Security Systems like car alarm, The Club is a classic one!

p.s. Haggle to get low cost auto insurance, in person that is :)

Well I surely hope you have enjoyed these tips and if you like my Info By all means rate it. High or Low I don’t want dishonest ratings (Please pick high!! j/k) also I check my site often so feel free to comment.

Thanks again for giving me your time I owe you.

Sir Nicolaus